Thinking about buying a home? We broke it down into 10 steps showing you the details of every part so you know exactly what to expect! Everything from the first thought of buying a home to moving in, we’ve got it all! Check out the videos below.
Step 1 | Are You Ready to Be a Homeowner?
Before we even get into the first steps of buying a home, let’s take a step back and make sure we’re ready for the journey of homeownership! Here are some great questions to ask yourself to make sure you’re fully prepared to own a house.
Step 2 | Prepare for Loan and Determine Budget
Once you’re ready to take that first step into buying a home, there are a few things we need to do to prepare. This includes getting documents and information ready for your loan officer and determining your budget. Buying a home is a lifestyle change, but based on your budget, it doesn’t have to be a financial change!
Step 3 | Shopping for a Mortgage
Now that we know our numbers, it’s time to talk to a loan officer about a home mortgage. Your real estate agent should be able to help in this process and recommend a loan officer to you. You want to make sure you’re working with someone you trust and is there to help you every step of the way to your new home.
Step 4 | Shopping for a Home
It’s home shopping time! Now comes the fun part of determining what you’re looking for in a home and then actually going out and seeing them for yourself. Often you will tour multiple homes with your realtor before finding your dream home. Determine the factors you need in the house and your realtor should give you a variety of search results to pick from.
Step 5 | Making an Offer
How do you know when you’ve found your dream home? We’ve got a few helpful tips to get you ready to make an offer! There are a lot of steps in the home buying process, but we’re here to make your real estate experience easy.
Step 6 | Appraisal Process
We’ve got all the answers to all things appraisal! An appraisal is an unbiased opinion on the value of your home. This process is used especially when a home mortgage is being used to pay for the property. In other words, it’s a way to make sure the price of the home is fair based on a variety of factors allowing you to get the appropriate loan you need!
Step 7 | Shopping for Homeowners Insurance
Just like any other kind of insurance, it’s important to make sure you get the coverage you need for your new home. We’ve got some tips and suggestions to consider when making purchasing homeowners insurance for your first home.
Step 8 | Final Walk-Through and Sign Papers
This next step is fairly simple, yet a vital part of the final purchase. It starts with one last tour of the home to make sure everything is as it should be as stated when the offer was agreed upon. Lastly, we go to the title company and sign on all the dotted lines!
Step 9 | Tips for Moving Into Your New Home
Before you fully move into your new home, we have a few things to keep in mind as you make the transition! Moving can be stressful, but it can also be an amazing experience! So the better you plan and the more prepared you are, the better the move into your new house will be.
Step 10 | What You Might Not Expect in Your New Home
Everything’s official, you’ve got the keys, everything transferred, all good right? Well, yes, but especially if this is your first time buying a home, we’ve got some helpful tips and ideas that you may not have thought about before! Welcome to your new life of being a homeowner! ♥️
Have questions about the home buying process? Deon’t hesitating to contact us!
Guiding you home,
